$8,000 to Improve Your Home So It Cuts Your Utility Bills

This program is called the ?Energy Efficient Mortgages Program and can be used to make energy-efficient improvements in one to four new and existing homes. The improvements can be included in a borrower’s mortgage only if their total cost is less than the total dollar value of the energy that will be saved during their useful life. The cost of the improvements that may be eligible for financing as part of the mortgage is either 5 percent of the property’s value (not to exceed $8,000) or $4,000, whichever is greater. The maximum mortgage limit for a single-family home is $160,950, plus the cost of the eligible energy-efficient improvements. (Limits may be lower in some areas of the country.) Contact: U.S. Department of Housing and Urban Development, 451 7th Street S.W., Washington, DC 20410; 202-708-1112; http://www.hud.gov/offices/hsg/sfh/eem/energy-r.cfm


Income Eligibility: None

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