5 States Give Money for Disability Insurance

California Disability Insurance California State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is State-mandated, and funded through employee payroll deductions. SDI provides affordable, short-term benefits to eligible workers who suffer a loss of wages when they are unable to work due to a NON WORK-RELATED illness or injury, or a medically disabling condition from pregnancy or childbirth. The majority of California employees, approximately 12 million workers, are covered by the SDI program. Disability is defined as any mental or physical illness or injury which prevents you from performing your regular or customary work. This includes elective surgery; illness or injury resulting from pregnancy, childbirth, or related conditions; or inability to work due to a written order of quarantine from a state or local health officer. California Disability Insurance, Employment Development Department, 800 Capitol Mall, MIC 83, Sacramento, CA 95814; 800-480-3287; 800-563-2441 TTY; www.edd.ca.gov/direp/diind.htm)

 

Income Eligibility: None

Hawaii Temporary Disability Insurance
The state of Hawaii Temporary Disability Insurance (TDI) provides wage replacement benefits for non-work related illness or injury. Workers must have been in covered employment with any Hawaii employer for at least 14 weeks with 20 or more hours each week and earned at least $400 during a 52 week period. You may obtain a claim from your employer. Contact State of Hawaii Department of Labor and Industrial Relations, Disability Compensation Division, Temporary Disability Insurance, P.O. Box 3769, Honolulu, HI 96812-3769; 808-586-9161; http://hawaii.gov/labor/

 

Income Eligibility: None

New Jersey Temporary Disability Benefits
Under the New Jersey Temporary Disability Benefits Law, cash benefits are payable when you cannot work because of sickness or injury NOT caused by your job. Workers who become disabled within 14 days of their last day of work in covered New Jersey employment may be covered for disability insurance under the State Plan. Contact New Jersey Department of Labor, Division of Temporary Disability Insurance, P.O. Box 387, Trenton, NJ 08625-0387; 609-292-7060; www.state.nj.us/labor/tdi/tdiindex.html)

 

Income Eligibility: None

New York State Insurance Fund
The NewYork State Insurance Fund (NYSIF) is a non-profit agency of the State of NewYork consisting of The Disability Benefits Fund, which insures against disabling off-the-job sickness or injury sustained by employees. Employers with one or more employees are subject to the provisions of the New York State Disability Benefits Law. The law provides for the payment of cash benefits to employees who become disabled because of injuries or sicknesses which have no connection to their employment,vand for disabilities arising from pregnancies. Contact New York State Insurance Fund, Office of Temporary and Disability Assistance, 225 Oak Street, Buffalo, NY 14203; 866-NYSIFDB; www.nysif.com/disability/aboutdisabilitybenefitsPol.asp

 

Income Eligibility: None

Rhode Island Disability Insurance
If you become ill or injured in Rhode Island and a doctor’s examination shows that you cannot work for at least 7 consecutive days, you should apply for TDI benefits as soon as possible. To file for Temporary Disability Insurance (TDI) , simply complete a TDI application form and mail it to Rhode Island Department of Labor and Training. Be sure to print or write carefully and answer all the questions completely and accurately. You can get an application form at any office of the Rhode Island Department of Labor and Training.You can also call 401-462-8420 to have an application sent directly to you. You can download an application at www.dlt.ri.gov/tdi. To be eligible for TDI, you must meet certain medical and earnings requirements. If you suffer a non-work related disability, apply for benefits. The office will determine if you qualify based on all facts relating to your claim and notify you as quickly as possible. Contact Rhode Island Department of Labor and Training, Temporary Disability Insurance, P.O. Box 20070, Cranston, RI 02920; 401-462-8420; Fax: 401-462-8466; www.dlt.ri.gov/tdi)

 

Income Eligibility: None

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