50% Discount for Law Enforcement Officers to Buy a Home

The Officer Next Door (OND) program helps make this goal a reality by making homeownership faster and more affordable for Law Enforcement Officers. Law enforcement officers may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. You must be a full-time, sworn law enforcement officer who is ?employed full-time by a Federal, state, county or municipal government; or a public or private college or university. Officers must agree to occupy homes as their sole residence for a period of 3 years. OND property is listed at the following website http://www.hud.gov/offices/hsg/sfh/reo/homes.cfm and sold exclusively over the Internet. Properties are single-family homes located in revitalization areas. Properties available through the program are marked with a special Officer Next Door button. You may also buy a home from a government agency or a non-profit organization that bought the home from HUD. When an agency or nonprofit buys the house, HUD expects the full discount to be passed on to you. To make a HUD home even more affordable, you may apply for an FHA-insured mortgage with a down payment of only $100 and you may finance all closing costs. If the home you want to purchase needs repairs, you may use FHAs 203(k) mortgage program. (14.198 Officer Next Door Sales Program) Contact your local HUD office or check out the program online at http://www.hud.gov/offices/hsg/sfh/reo/goodn/ond.cfm. Information is also available from the HUD HELP line at 800-569-4287.


Income Eligibility: None

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