$60,000 for Renters, Homeowners or Investors to Improve Their Property

Help exists for those that want to improve their homes. Under Title I, HUD insures lenders against most losses on home improvement loans. The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements.

This is one of HUD’s most frequently used loan insurance products. Title I loans may be used to finance permanent property improvements that protect or improve the basic livability or utility of the property, including manufactured homes, single-family and multi-family homes, nonresidential structures, and the preservation of historic homes. The loans can also be used for fire safety equipment. 7,562 people improved their homes through this program. The budget for this program is $109,000,000. (14.142 Property Improvement Loan Insurance For Improving All Existing Structures and Building of New Nonresidential Structures Title I) . For more information contact your local HUD office, contact the FHA Mortgage Hotline at 1-800-HUDSFHA, or check out the program online at www.hud.gov/offices/hsg/sfh/title/ti_home.cfm or call HUD Customer Service for brochure and list of lenders at 800-767-7468.


Income Eligibility: Family of 4 – $58,000. This varies state-by-state and then county-by-county within the state; check with your local office to determine eligibility.


The Free Money Money Club provides free training videos, live assistance and more, including new business grants .


Need help Finding  a government money program that meets your needs? Let Matthew Lesko show you how to use the free services inside the Government Money Club. Watch the video below to see how easy it can be to get started.


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