Customized Down Payment Grants up to $25,000

Consumer Debt Solutions grants operates a private gift trust fund, and will provide grants of up to $25,000, depending on a participant’s needs. To be eligible, a prospective homebuyer should have available assets of LESS than $15,000 and qualify for a mortgage that accepts charitable gift donations. Unique to this program is the treatment of fees normally paid by the seller. A buyer must obtain a commitment from ANY party (family member, the home seller, private corporation, any person or organization) to ‘replenish CDS’s trust fund by the amount of the grant provided by CDS; the required pledge letter is available online.

To apply, CDS first recommends that a prospective buyer register online with the program, and then obtain their credit reports in an effort to clear up problems. After securing a qualifying mortgage, the lender will work with CDS on the full gift application package. Participants must attend a free homebuyer education webcast offered by CDS. Lenders
and buyers should contact CDS to have appropriate forms faxed to them. Maximum gift is $25,000; buyer must have less than $15,000 in cash reserves. Gift amount can be repaid by ANY third party. Contact Consumer Debt Solutions, Inc., 158 Vineyard Avenue, Highland, NY 12528; 845-691-9697;


Income Eligibility: Must have assets of less than $15,000, although the amount could go up to $25,000 in some areas.


The Matthew Lesko’s Club gives you access to resouces like this and helps you all the way with live libriarians, training videos and application help. All types of free money programs are covered, including help for small businesses grants .


Need help Finding  a government money program that meets your needs? Let Matthew Lesko show you how to use the free services inside the Government Money Club. Watch the video below to see how easy it can be to get started.


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