Non-Denominational Homebuying Grants

The Individual Freedom Ministries Church (IFMC) provides down payment assistance to all qualifying homebuyers, regardless of income, location or faith. Funds distributed by IFMC Gift Program vary according to the buyer’s needs, with the actual amount determined by what the seller is willing to contribute. IFMC lays down some requirements for prospective buyers: first, they must qualify for a mortgage product that allows for gift funds to be used as down payment (it recommends FHA) ; second, they must purchase an IFMC Participating Property; and third, they must have at least 1% of the home’s purchase price in cash reserves. For a property to be eligible, its seller must sign an agreement detailing the contribution (amount is at the seller’s discretion) he or she will make to IFMC upon closing of the home sale. Buyers apply through their lender, who must first register with and be approved by IFMC. All forms are available online, with electronic submission possible. Gift funds are wired to the closing agent within 48 hours of settlement. Gift amounts and seller contributions are determined by seller. Buyer must have 1% in cash reserves. Contact IFMC Gift Program, PO 4166, Enterprise, FL 32725; 866-375-3636;


Income Eligibility: None

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